Frequently Asked Questions
Do I have to be an accredited investor to invest?
Yes. Our current offerings are under Regulation D Rule 506(c), which are available to accredited investors only. Please visit our Investor Portal to get started. Check out the "Am I an Accredited Investor" section below for requirements.
Continue to check back with us as we may register to open investing to non-accredited investors. If you're a non-accredited investor and want to let us know you're interested, please send us an email at Contact@ProjectedCapital.com
Am I an Accredited Investor?
Note: You may also be able to qualify as an accredited investor with your retirement account if that account meets any of the requirements.
The SEC defines an accredited investor as one who meets at least one of the following:
- Any natural person who earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, OR
- Any natural person who has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person's primary residence), OR
- Any natural person who holds in good standing a Series 7, 65, or 82 license.
- Any trust, with total assets in excess of $5 million, not formed specifically to purchase the subject securities, whose purchase is directed by a sophisticated person, OR
- Certain entity with total investments in excess of $5 million, not formed to specifically purchase the subject securities, OR
- Any entity in which all of the equity owners are accredited investors.
Can I invest through my retirement account like my IRA, 401K, or Keogh?
Yes, if they're self-directed accounts.
- It's easy to become self-directed by contacting the company managing the account(s), and requesting that you want to self-direct, into a Regulation D fund.
- We are currently in the process of partnering with qualified self-directed IRA custodian(s) to make the process easier to for investors.
- If you have any questions or need help, please
What is a self-directed IRA?
The main difference between self-directed and other IRAs is solely the types of assets you own in the account.
- Regular IRAs typically allow only
- mutual funds
- and other relatively common investments
- Self-directed IRAs offer many more possibilities
- For example, you could invest in a Regulation D fund or a privately held company
Can I invest if I'm an international investor?
Yes. International investors are welcome and encouraged to invest, as long as they meet the legal requirements for investing in a U.S.A (United States of America) based company.
Some of the legal requirements are:
- U.S. Tax ID
- U.S. bank account
- Meet the requirements of an Accredited Investor (requirements listed in the above section)
- Complete and file a U.S. Tax Return
- An ITIN (Individual Taxpayer Identification Number) is NOT sufficient
- Please consult your lawyer and tax advisor for eligibility requirements
How do I become an investor at Projected Capital?
What is a Schedule K-1 Tax Form?
- When you invest in a fund, you are a partner in the company that purchases the assets. Every year, you will receive a Schedule K-1 tax form as long as you are a partner in the fund.
- The purpose of the Schedule K-1 is to report each partner's share of the partnership's: earnings, losses, deductions, and credits.
- While a partnership itself is generally not subject to income tax, individual partners (including limited partners) are liable to be taxed on their share of the partnership income.
- For more information, please consult your lawyer or tax advisor.
Can I invest more into a fund after my initial investment?
It depends. If the fund you initially invested in has closed, you'll have to invest in a different fund. Otherwise, it will depend on what cycle we're on in the fund you've invested. Contact us to find out more information.